Halstead Finance arranges asset finance and equipment leasing for businesses. We look for the right funder for the deal rather than pushing one product at everybody, and we handle the paperwork and the back-and-forth so you don't have to.
We are an intermediary, not a lender. We don't lend our own money and we don't hold a book of our own. We introduce businesses to a range of finance providers and arrange the agreement with whichever funder suits the deal.
Businesses come to us when they need equipment and would rather spread the cost than pay for it outright. We work out how the deal is best structured, then find a funder to back it.
Funding tied to a specific asset — machinery, plant, tools or commercial vehicles — so the equipment itself underpins the agreement.
Lease the equipment over a term, or take a hire-purchase route towards owning it outright. We explain the difference in plain terms and help you weigh it up.
We look for the right funder for the deal rather than a one-size-fits-all product, and put the case to the ones most likely to support it.
A straightforward process, kept off your desk. We do the legwork and come back to you when there's something to decide.
What you need, what it's for, and roughly the numbers involved. A short conversation is usually enough to start.
We look at how it's best structured and which of our funders is a sensible fit for it.
We prepare the application and manage the back-and-forth with the funder on your behalf.
We bring you the terms in plain language. If it works for you, the agreement is with the funder — not with us.
We work with businesses only — established firms buying the equipment they need to trade. That covers a broad range: workshops and contractors taking on plant and machinery, operators adding commercial vehicles to a fleet, and firms replacing kit that has reached the end of its working life. If it's equipment a business relies on, it's the sort of thing we're asked about.
Most of our work comes from repeat customers and referrals, which suits us: it means we're usually arranging finance for people we already know, on terms they already trust us to get right. We'd rather take the time to understand a deal properly than turn it round at speed and get it wrong. Nothing about the arrangement obliges you to proceed, and the credit agreement, when there is one, is always directly between you and the funder.
If you're weighing up equipment for the business and want to talk through how it might be financed, we're happy to explain the options in plain terms — no jargon, no pressure, and no obligation to go ahead.
Email [email protected] and we'll normally get back to you the same working day.
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